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Sound solutions Financial
We Identify and Implement Wealth Building Strategies

Scott Kraling

"You dedicate most of your time to caring for others and often neglect your own well-being and financial future. I am here to secure the financial stability you’ve worked so hard to achieve."

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About Us & What You Get

With over twenty years of experience as a financial advisor, I have dedicated my career to helping people in all stages of life; from those starting out to those nearing or in retirement. My mission is to offer financial products that ensure lifetime income and growth while protecting your principal from market fluctuations.

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Get a Financial Advisor That Truly Cares

We will take time to understand your aspirations, fears, and life circumstances, offering tailored advice that aligns with your values and long-term objectives. Transparent, communicative, to ensure the best possible guidance as your financial situation evolves. We greatly value integrity, and have a genuine interest in helping you achieve financial security and peace of mind.

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Get Financial Growth with Protection

We offer expert investment advice and portfolio management designed to align with our clients' risk tolerance and financial objectives. By selecting investments based on merit and potential, rather than external incentives, we help our clients build diversified portfolios aimed at achieving their long-term financial goals.

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Get a Retirement Income Plan

Our objective is to create a diversified and reliable income stream that covers essential expenses and supports a desired lifestyle without the risk of outliving one’s resources. Overall, a we will provide financial security and peace of mind, allowing individuals to enjoy their retirement years without the constant worry of running out of money.

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Get Ongoing Support and Education

We provide continuous support and education to empower our clients to make informed financial decisions. Through regular check-ins, portfolio reviews, and educational resources, we help our clients stay on track toward their goals while enhancing their financial literacy and confidence in managing their finances.

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List of Services

Confidence.

Security.

Peace of Mind.

We believe in fostering trust through transparency, objective advice, and ongoing support, helping our clients navigate the complexities of the financial landscape with confidence and peace of mind.

Retirement Planning

Financial decisions to secure a comfortable future after work, including saving, investing, and budgeting wisely.

Expert Investment Guidance

Expert investment guidance tailored to clients' risk tolerance and financial goals, emphasizing selections for long-term growth potential.

Retirement Income Planning

Strategizing to ensure a steady stream of income during retirement through smart investment and financial management.

Estate Planning

Arranging the distribution of assets after death to minimize taxes and ensure they are allocated according to your wishes.

Tax Planning

Strategizing to minimize tax liabilities and optimize financial decisions within the legal framework.

Volatility Protection Strategies

Implementing measures to shield investments from market volatility and mitigate potential losses.

Maximizing Social Security

Strategically planning to maximize Social Security benefits during retirement.

Reviewing Life Insurance Coverage

Assessing and updating life insurance policies to ensure they align with current needs and goals.
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Our Team

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Scott Kraling

Owner // Financial Advisor
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Professional Bio:

I have been a financial advisor for over twenty years helping people whether they are just starting out or are in or nearing retirement by offering financial products that safeguard lifetime income and growth while protecting their principal from market fluctuations. My clients enjoy a dependable source of income and growth, unaffected by market changes or global events.

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Personal Bio:

My wife Ellen and I have been married for 46 years and have 3 kids and 4 grandchildren. We both grew up on farms and farmed together for 18 years in the Red River Valley of eastern North Dakota.

For the last 20 years, I’ve been a financial advisor, and Ellen works as an eye technician. Now we live in the beautiful lakes area of central Minnesota, where we love walking, biking, golfing, and cheering on the Minnesota Twins, Vikings, and NDSU Bison football. But most of all, we cherish the time spent with our kids and their families.

- Images below of Scott's family

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Scott Kraling

Owner // Financial Advisor

"My goal is to help people make good decisions and gain understanding in their finances, providing them lives free from financial worry."

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Nate Arroyo

Business Development Advisor

Nate is a specialist and expert when it comes to the area of annuity and life insurance products as they relate to safe money strategies. In the past he has worked with many of the nation's leading advisors, which gives him a level of experience and knowledge when it comes to advanced case design, training, product positioning, and service second to none when it comes to a client's financial goals. Nate truly believes that when working with an advisor and their clients, having the proper perspective of the clients' financial goals, and retirement outlook, enables him to help recommend a plan that solves many retirement solutions.

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Nate Arroyo

Business Development Advisor
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James Jurica

CFP® CLU® CHFC® RICP®

James has worked in the financial services industry his entire professional career starting right out of college. He has a passion for working with clients and helping them achieve their long-term financial goals. His main area of focus is on the investment management side of financial planning. James has a focus on risk management and wants to ensure that during the investment process, the focus stays on reducing risk and volatility in clients’ portfolios while still achieving the returns needed to accomplish the objective of the client. James has achieved the Certified Financial Planner CFP®, less than 20% of all financial advisors are CFP® and this advanced training and education allows James to provide the highest quality service and value to clients. He has also achieved the Chartered Financial Consultant CHFC®, Chartered Life Underwriter CLU®, Retirement Income Certified Professional RICP®, and Accredited Estate Planner AEP®. These designations have given James more training and insight on a wide variety financial planning areas. James is married to his wonderful wife Abbey, and they have two 2 year old sons and 1 year old daughter together and enjoy spending time at the lake as a family.

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James Jurica

CFP® CLU® CHFC® RICP®
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Peter Gerdes

Creative Designer

Peter has loved art since as far back as his memories go - and has been drawing his world for about the same. But when he was asked to design his first logo when he was 15, he knew that he had found his calling. Passion is knowing that what you do makes a difference. Peter takes ideas from his clients, and turns them into designs, and then develop those designs into forms that rock our world.

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Peter Gerdes

Creative Designer
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Giving Back to the Community

A community is built and thrives because of those people who care enough to give their time and resources. Scott volunteers to bringing meals and to people in his community.